BlueCross BlueShield Insurance for Addiction Treatment
TYPES OF TREATMENT
Acute inpatient hospitalization
BlueCross BlueShield offers different plans, depending on your state. The most common plans include bronze, silver, gold and platinum.
The lowest plan – bronze – typically has the lowest monthly costs but the highest deductibles. Whereas platinum, the highest level plans, involves higher monthly costs with more comprehensive coverage and lower deductibles.
PPO Federal Employee
The company also offers a Federal Employee Program which consists of two plans: a basic option and a standard option. Although the Basic Option requires members to use preferred providers, the Standard Option allows policyholders to choose between preferred and Non-PPO providers
Another aspect of insurance policies is whether you have an HMO (Health Maintenance Organization) plan or a PPO (Preferred Provider Organization) plan. With an HMO, you will only be covered at HMO-contracted facilities. However, with a PPO, you have more options in regards to the number of providers you have access to.
"Selecting a treatment center usually depends on what your insurance policy covers and what costs will be passed along to you."
"BlueCross BlueShield plans often require a pre-certification for any inpatient hospital and facility services for substance abuse."
You don’t have to break the bank to get started on the path toward recovery. Our team of dedicated specialists can show you the best treatment options available that fit your budget and needs. We can also show you how much coverage you may receive from your insurance provider, as well as additional private costs that may incur.
How Can I Pay the Costs Not Covered By My BlueCross BlueShield Insurance Plan?
Standard option: Starts at $35 per admission for unlimited daysBasic option: A copayment of approximately $175 per day, up to $875 per admission for unlimited days. Depending on a person’s plan, there may be an increase or decrease in the copayment amount..
Other inpatient treatment benefits include:
Outpatient rehab services for substance abuse is similar to that of inpatient services. Treatment options can fluctuate significantly between a physician’s office, hospital or facility.
BlueCross BlueShield Coverage for Outpatient Treatment
Get Qualified for Drug and Alcohol Addiction Treatment
With the growing number drug or alcohol addictions across the nation, BlueCross BlueShield has increased its resources in identifying and finding help for substance abuse problems